:root{
    --navy:#0A1A35;
    --navy-2:#0F2447;
    --navy-3:#173257;
    --red:#D01C1F;
    --red-2:#EF2A2F;
    --silver:#C9D4E2;
    --silver-2:#E9EEF5;
    --steel:#7D91AC;
    --ink:#16233A;
    --body-txt:#4A5B75;
    --paper:#EEF2F7;
    --line:rgba(125,145,172,.26);
    --disp:'Barlow Condensed',system-ui,sans-serif;
    --body:'Barlow',system-ui,sans-serif;
    --mono:'Space Mono',ui-monospace,monospace;
    --max:1180px;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:var(--body);color:var(--ink);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}
  img{max-width:100%;display:block}
  a{color:inherit}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
  section{padding:92px 0}
  h1,h2,h3,h4{font-family:var(--disp);line-height:1.05;letter-spacing:.005em;text-transform:uppercase}
  h2{font-size:clamp(34px,4.6vw,52px);font-weight:800;margin:8px 0 16px}
  h3{font-size:26px;font-weight:700}
  .eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--red);font-weight:700}
  .lede{color:var(--body-txt);max-width:60ch;font-size:17px}
  .chrome{background:linear-gradient(180deg,#fff 0%,#DCE5F0 45%,#8FA3BE 55%,#F2F6FB 100%);-webkit-background-clip:text;background-clip:text;color:transparent}

  /* flag stripe motif — signature device */
  .stripes{height:8px;display:flex}
  .stripes i{flex:1}
  .stripes i:nth-child(odd){background:var(--red)}
  .stripes i:nth-child(even){background:var(--silver-2)}

  /* NAV */
  header{position:sticky;top:0;z-index:60;background:rgba(10,26,53,.95);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.09)}
  .nav{display:flex;align-items:center;gap:26px;height:74px}
  .logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
  .logo img{height:54px;width:auto;flex:none;filter:drop-shadow(0 2px 6px rgba(0,0,0,.35))}
  .logo b{font-family:var(--disp);font-weight:800;font-size:22px;letter-spacing:.01em;line-height:1;display:block}
  .logo span{font-family:var(--mono);font-size:9px;letter-spacing:.22em;color:var(--steel);display:block;margin-top:3px}
  .nav nav{margin-left:auto;display:flex;gap:26px}
  .nav nav a{color:#C4D2E4;text-decoration:none;font-size:14px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;font-family:var(--disp);font-size:16px}
  .nav nav a:hover{color:#fff}
  .btn{display:inline-block;padding:13px 24px;font-family:var(--disp);font-weight:700;font-size:17px;letter-spacing:.05em;text-transform:uppercase;text-decoration:none;transition:.18s;border:0;cursor:pointer}
  .btn-red{background:var(--red);color:#fff;clip-path:polygon(9px 0,100% 0,100% calc(100% - 9px),calc(100% - 9px) 100%,0 100%,0 9px)}
  .btn-red:hover{background:var(--red-2)}
  .btn-ghost{border:1px solid rgba(255,255,255,.34);color:#fff}
  .btn-ghost:hover{background:rgba(255,255,255,.1)}
  .btn-navy{background:var(--navy);color:#fff}
  .btn-navy:hover{background:var(--navy-3)}
  .burger{display:none;background:none;border:0;color:#fff;font-size:22px;cursor:pointer;margin-left:auto}

  /* HERO */
  .hero{position:relative;overflow:hidden;color:#fff;padding:96px 0 0;
    background:radial-gradient(1000px 500px at 82% -15%,rgba(208,28,31,.32),transparent 62%),
               linear-gradient(180deg,var(--navy),var(--navy-2))}
  .hero .star-bg{position:absolute;right:-90px;top:-40px;width:620px;opacity:.07;pointer-events:none}
  .hero .swoop{position:absolute;left:-10%;bottom:-30%;width:70%;opacity:.13;pointer-events:none}
  .hero .wrap{position:relative;z-index:2}
  .hero h1{font-size:clamp(46px,8vw,88px);font-weight:800;margin:16px 0 20px;max-width:15ch}
  .hero p{color:#B6C6DC;max-width:54ch;font-size:18px}
  .hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin:34px 0 68px}
  .stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.13);border-top:1px solid rgba(255,255,255,.13);position:relative;z-index:2}
  .stat{background:var(--navy);padding:26px 22px}
  .stat b{display:block;font-family:var(--disp);font-size:34px;font-weight:800;line-height:1}
  .stat span{font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--steel);display:block;margin-top:7px}

  /* VERIFY */
  .verify{background:var(--paper);border-bottom:1px solid var(--line)}
  .vgrid{display:grid;grid-template-columns:1.25fr 1fr;gap:56px;align-items:start}
  .verify p{color:var(--body-txt);margin-bottom:14px}
  .verify strong{color:var(--ink)}
  .card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--red);padding:28px}
  .card h4{font-size:19px;font-weight:700;margin-bottom:6px}
  .card .sub{font-family:var(--mono);font-size:10px;letter-spacing:.16em;color:var(--steel);text-transform:uppercase;margin-bottom:16px}
  .kv{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px dashed var(--line);font-size:14px;align-items:baseline}
  .kv>span{color:var(--steel);white-space:nowrap}
  .kv a,.kv b{font-family:var(--mono);font-size:12.5px;text-decoration:none;color:var(--ink);font-weight:700;word-break:break-all;text-align:right}

  /* SERVICES */
  .svc{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
  .svc a{background:#fff;border:1px solid var(--line);padding:26px 22px 22px;text-decoration:none;display:flex;flex-direction:column;gap:11px;transition:.2s;position:relative;overflow:hidden}
  .svc a::before{content:"";position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--navy),var(--silver));transform:scaleX(0);transform-origin:left;transition:.25s}
  .svc a:hover::before{transform:scaleX(1)}
  .svc a:hover{border-color:var(--navy);transform:translateY(-4px);box-shadow:0 16px 38px rgba(10,26,53,.13)}
  .svc .ico{width:44px;height:44px;color:var(--red)}
  .svc p{font-size:14.5px;color:var(--body-txt);flex:1}
  .svc .go{font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--red);font-weight:700}

  /* ABOUT */
  .about{background:var(--navy);color:#fff;position:relative;overflow:hidden}
  .about .star-bg{position:absolute;left:-120px;bottom:-140px;width:520px;opacity:.06}
  .agrid{display:grid;grid-template-columns:.95fr 1.05fr;gap:60px;align-items:center;position:relative;z-index:2}
  .about p{color:#B6C6DC;margin-bottom:15px}
  .about h2{max-width:12ch}
  .about strong{color:#fff}
  .astats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px;border-top:1px solid rgba(255,255,255,.15);padding-top:22px}
  .astats b{font-family:var(--disp);font-size:30px;font-weight:800;display:block;line-height:1}
  .astats span{font-family:var(--mono);font-size:9.5px;letter-spacing:.15em;text-transform:uppercase;color:var(--steel);display:block;margin-top:6px}
  .badge{display:inline-block;font-family:var(--mono);font-size:10.5px;letter-spacing:.14em;border:1px solid rgba(255,255,255,.28);padding:6px 11px;margin-top:18px;color:#fff}

  /* FEATURES */
  .feat{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center;padding:70px 0;border-bottom:1px solid var(--line)}
  .feat:last-of-type{border-bottom:0}
  .feat.rev .art{order:2}
  .feat h3{font-size:clamp(26px,3vw,38px);font-weight:800;margin:8px 0 14px;max-width:17ch}
  .feat p{color:var(--body-txt);margin-bottom:14px}
  .art{aspect-ratio:4/3;background:linear-gradient(155deg,var(--navy),var(--navy-3));position:relative;overflow:hidden;display:grid;place-items:center}
  .art::before{content:"";position:absolute;inset:0;
    background-image:linear-gradient(rgba(255,255,255,.055) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.055) 1px,transparent 1px);
    background-size:42px 42px}
  .art svg{width:60%;position:relative;z-index:2}

  /* TESTIMONIALS */
  .quotes{background:var(--paper)}
  .qgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}
  .q{background:#fff;border:1px solid var(--line);padding:28px;display:flex;flex-direction:column}
  .q .stars{color:var(--red);letter-spacing:3px;font-size:15px;margin-bottom:14px}
  .q p{font-size:15px;color:#33455F;margin-bottom:20px;flex:1}
  .who{display:flex;align-items:center;gap:12px;border-top:1px solid var(--line);padding-top:16px}
  .av{width:40px;height:40px;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--disp);font-weight:800;font-size:15px;flex:none}
  .who b{font-size:15px;display:block;font-family:var(--disp);font-weight:700;text-transform:uppercase}
  .who span{font-size:12px;color:var(--steel)}

  /* FAQ */
  .faq-wrap{max-width:880px;margin:38px auto 0}
  details{border-bottom:1px solid var(--line)}
  details summary{list-style:none;cursor:pointer;padding:20px 0;font-family:var(--disp);font-weight:700;font-size:21px;text-transform:uppercase;display:flex;justify-content:space-between;gap:20px;align-items:center}
  details summary::-webkit-details-marker{display:none}
  details summary::after{content:"+";font-family:var(--mono);color:var(--red);font-size:22px;flex:none;font-weight:700}
  details[open] summary::after{content:"–"}
  details p{padding:0 0 22px;color:var(--body-txt);max-width:80ch}

  /* CTA */
  .cta{background:var(--red);color:#fff;text-align:center;padding:84px 0;position:relative;overflow:hidden}
  .cta .star-bg{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:420px;opacity:.11}
  .cta .wrap{position:relative;z-index:2}
  .cta p{color:#FFD9DA;margin-bottom:28px;max-width:52ch;margin-left:auto;margin-right:auto}

  /* FOOTER */
  footer{background:var(--navy);color:#B6C6DC;padding:70px 0 26px;font-size:14px}
  .fgrid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1.2fr;gap:38px}
  footer h4{font-family:var(--mono);font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:#fff;margin-bottom:16px;font-weight:700}
  footer ul{list-style:none;display:grid;gap:9px}
  footer a{text-decoration:none;color:#B6C6DC}
  footer a:hover{color:#fff}
  .disc{margin-top:46px;padding-top:26px;border-top:1px solid rgba(255,255,255,.13);font-size:12.5px;color:var(--steel)}
  .disc p{margin-bottom:10px}
  .bottom{margin-top:24px;padding-top:20px;border-top:1px solid rgba(255,255,255,.13);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12.5px}

  a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid var(--red-2);outline-offset:3px}
  @media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto}}

  @media(max-width:960px){
    .vgrid,.agrid,.feat{grid-template-columns:1fr;gap:34px}
    .feat.rev .art{order:0}
    .svc,.qgrid{grid-template-columns:1fr 1fr}
    .stats{grid-template-columns:1fr 1fr}
    .fgrid{grid-template-columns:1fr 1fr}
    .hero .star-bg{width:420px;right:-140px}
  }
  @media(max-width:640px){
    section{padding:62px 0}
    .nav nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--navy);flex-direction:column;padding:18px 24px;gap:15px;border-bottom:1px solid rgba(255,255,255,.12)}
    .nav nav.open{display:flex}
    .burger{display:block}
    .nav .btn-red{display:none}
    .logo img{height:44px}
    .svc,.qgrid,.fgrid{grid-template-columns:1fr}
  }

/* ---------- shared page chrome (legal pages + form) ---------- */
.page-head{background:linear-gradient(180deg,var(--navy),var(--navy-2));color:#fff;padding:76px 0 60px;position:relative;overflow:hidden}
.page-head .star-bg{position:absolute;right:-80px;top:-50px;width:420px;opacity:.06}
.page-head .wrap{position:relative;z-index:2}
.page-head h1{font-size:clamp(34px,5.5vw,58px);font-weight:800;margin:10px 0 12px}
.page-head p{color:#B6C6DC;max-width:60ch}
.doc{max-width:820px;margin:0 auto;padding:64px 24px 90px}
.doc h2{font-size:26px;margin:40px 0 12px}
.doc h2:first-child{margin-top:0}
.doc h3{font-size:19px;margin:26px 0 8px}
.doc p,.doc li{color:var(--body-txt);margin-bottom:13px}
.doc ul,.doc ol{padding-left:22px;margin-bottom:16px}
.doc strong{color:var(--ink)}
.doc a{color:var(--red);font-weight:600}
.updated{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--steel);border-bottom:1px solid var(--line);padding-bottom:20px;margin-bottom:34px}
.callout{background:var(--paper);border-left:4px solid var(--red);padding:20px 22px;margin:22px 0}
.callout p:last-child{margin-bottom:0}

/* ---------- application form ---------- */
.form-wrap{max-width:760px;margin:0 auto;padding:60px 24px 90px}
.fieldset{border:1px solid var(--line);padding:26px;margin-bottom:22px}
.fieldset legend{font-family:var(--disp);font-weight:700;font-size:20px;text-transform:uppercase;padding:0 10px;color:var(--ink)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-family:var(--disp);font-weight:700;font-size:16px;text-transform:uppercase;letter-spacing:.03em;margin-bottom:6px}
.field .hint{font-size:12.5px;color:var(--steel);margin-top:5px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);background:#fff;font-family:var(--body);font-size:15px;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--red);outline-offset:1px;border-color:var(--red)}
.req{color:var(--red)}
.consent{display:flex;gap:13px;align-items:flex-start;background:var(--paper);border-left:4px solid var(--red);padding:18px 20px;margin-bottom:16px}
.consent input{margin-top:4px;width:19px;height:19px;flex:none;accent-color:var(--red)}
.consent label{font-size:14px;line-height:1.6;color:var(--body-txt);font-family:var(--body);text-transform:none;font-weight:400;letter-spacing:0}
.consent label b{color:var(--ink)}
#formNote{padding:16px 18px;margin-bottom:18px;font-size:14.5px;display:none}
#formNote.ok{display:block;background:#E7F4EA;border-left:4px solid #2E7D45;color:#1D5730}
#formNote.err{display:block;background:#FDE8E8;border-left:4px solid var(--red);color:#8C1417}
@media(max-width:640px){.row{grid-template-columns:1fr}}